Let’s get started: Check your credit score - Tip #2 - Step to Homeownership - Jonesboro, AR

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Hello future homeowners! Before we get started, let’s take a moment to celebrate. Today is National Wildlife Day. Read more about it here.


Check Your Credit Score: A Key Step in Home Buying

Hello future homeowners! As a realtor in Jonesboro, AR, I can’t stress enough the importance of checking your credit score early in your home-buying journey. Here’s why it’s crucial and how you can get started.

Why It Matters

Your credit score plays a significant role in determining your mortgage rate. A higher score can lead to lower interest rates, saving you thousands over the life of your loan. It also shows lenders that you’re a reliable borrower, increasing your chances of loan approval.

How to Check Your Score

  1. Use Free Resources: Websites like AnnualCreditReport.com offer free credit reports from major bureaus. Credit Karma is another one.

  2. Monitor Regularly: Keep an eye on your score to catch any errors or fraudulent activity early.

  3. Improve Your Score: Pay down debts, avoid new credit inquiries, and make all payments on time.  Click here to Check out Credit Nerds in Paragould. They work with your lenders to help restore and rebuild your credit. Their service is free but they do require you to sign up for credit reporting. We personally used them in the past to help fix some errors on our account. (Please note this is an affiliate link). 

Take Action

Start by checking your credit score today. If it’s not where you want it to be, take steps to improve it. This proactive approach will put you in a stronger position when you’re ready to buy your dream home in Jonesboro.

Remember, a good credit score is your ticket to better mortgage rates and a smoother home-buying process.
Happy Home Hunting, Jonesboro! 🏡✨


Jennifer Delong, Realtor
The Happy House Hunter
www.DealWithDelong.com   
NextHome BHB Property Advisors                            
519 W. Washington Ave Jonesboro, Ar 72401.          

Cell: 870-275-5287 | Office: 870-336-0243               
PB: Remington Hendrix-Brown C2EX Certified
Certified Probate Real Estate Specialist          
Military Relocation Professional     

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You Rock, thank you so much for your comment. Happy Home Hunting - Josie Delong